Buying land in Goa? One of the biggest concerns is whether the title is clear or possessory. Understanding the difference can save you from future legal troubles.
What is a Clear Title?
A clear title means that the ownership is legally documented and verified. The property has a proper chain of ownership, no disputes, and is free from legal complications.
✅ Documents to check for a clear title:
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Form 1 & 14 (Mutation records)
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Sale deed registered in Sub-Registrar’s office
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Inventory proceedings (if inherited property)
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Inscription & Description from Land Records (Portuguese Era Documents)
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Survey records matching the owner’s name
Buying a clear title plot ensures a smooth transaction and eligibility for bank loans.
What is a Possessory Title?
A possessory title means that the person “possesses” the land but doesn’t have strong legal ownership records. This often happens with old Portuguese-era properties, missing documents, or land held for generations without proper registration.
⚠️ Risks of a possessory title:
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Someone else can claim ownership later
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Not eligible for bank loans
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Legal disputes and complications in future resale
How to Verify and Avoid Possessory Title Issues?
1️⃣ Check if the land has a registered sale deed.
2️⃣ Verify Form 1 & 14 for the latest owner name.
3️⃣ Ask for Inventory Proceedings if the property is inherited.
4️⃣ Get a legal opinion before finalizing the deal.
Final Word
Always buy a clear title property to avoid unnecessary legal hassles. If a plot has a possessory title, ensure the seller can convert it into a clear title before purchase.
Need expert advice on buying a plot in Goa? Get in touch with us today!
Here is a list of Essential Documents for Buying Property in Goa